The Fiscal Cliff – An Explanation


In case you are not clear about what’s behind all the talk about The Fiscal Cliff , here is an explanation (which I received this morning) which helped me at least understand why it is called a cliff

The Figures

* U.S. Annual Tax revenue: $2,170,000,000,000
* Annual Federal budget: $3,820,000,000,000
* New debt next year: $ 1,650,000,000,000
* National debt: $14,271,000,000,000
* Recent budget cuts: $ 38,500,000,000

Let’s now remove 8 zeros and pretend it’s a household budget:

* Annual family income: $21,700
* Money the family spent: $38,200
* New debt on the credit card: $16,500
* Outstanding balance on the credit card: $142,710
* Total budget cuts so far: $38.50

Got It ??…….OK now,

Here’s another way to look at the Debt Ceiling:

Let’s say, You come home from work and find
there has been a sewer backup in your neighbourhood
and your home has sewage all the way up to your ceilings.

Now what do you think you should do ……

Raise the ceilings, or remove the shit?

Adrian von Ziegler – Instrumental Music


Stumbled across this while noodling around in You Tube. It was, for me, a pleasant surprise.

About Adrian von Ziegler – Instrumental Music

I’m an independent composer from Switzerland who creates various styles of mostly Celtic, Gothic, Metal and Film Music.

Everybody who likes and spreads my music is very highly appreciated since making independent music more known is incredibly hard these days.

Younger Brother – Train


This is Younger Brother and I like this, a lot.

It needs to be listened to LOUD. If this doesn’t get you moving then you are clinically dead.

Scammers ??? – PPI Claims Company


Luckily I don’t get many unsolicited messages on my mobile. To be honest I can only think of two occasions in the last 5 to 7 years.

A few days ago I received the following text …..

Hi, your PPi claim still owes you £1702.43 from when it was mis-sold to you, it’s in your name waiting to be sent out to you. To get it sent out today reply PPi

The number from which it appears to have been sent is +447780642096

As I hadn’t submitted a claim I immediately smelled a rat.

This didn’t come across as a fishing exercise i.e. The message didn’t say “I could be owed …”. The figure they quoted was specific so they had sown the seeds of doubt in my mind.   If it had been a bit more neutral I would have written it off as text spam. After studying it a bit more I decided that if this was truly aimed at me it would have been a bit more formal. Something along the lines of “Dear Mr…..” or “Dear Robert …”.

OK so I decided to ignore this, treat it with the contempt it so obviously deserved.

My real concern about this type of message was raised last night while I was down at my daughters. I just happened to mention this text and without batting an eyelid she trumped my text with three of her own. She had received them over a fairly short period and they all came from different numbers.

Two of hers quoted the same sum of money owed but adding hers to mine we are “owed” something in the region of £7k – £8k.

Whoohoo !!! We are in the money. NOT !!!

I have tried calling the number  but I just get the “number has not been recognised” message.

Surely this blanket unsolicited messaging has to be illegal.  The actual message is a lie so this has to be defined as some sort of mis-representation.

I can see that some people, older folks perhaps, may be suckered into following up on this type of message.

Has anyone else out there received similar messages ?

Has anyone ever followed up and text back to them ?

Lets Take Our Cue From The Past


The News has recently published an interesting, if short, article reporting on days gone by. On the passing of the prison hulks that used to lie out in Portsmouth Harbour. Similar to HMS Victory these were ships that had seen better days. Ships such as HMS Briton, HMS Defense, HMS Leviathan, HMS Racoon and HMS Stirling Castle served as hulks until around 1850 when the practice of prison hulk usage stopped. Those prisoners being held on hulks in Portsmouth Harbour were moved to a prison within the walls of Portsmouth Dockyard.

It seems that prisoners held in the dockyard prison were once used for “public works”. The news mentions that when this practice ceased the prison was closed.

A prison was built within the dockyard walls in the north-eastern corner. By 1895 the convicts were no longer used for public works and in 1896 the prison, capable of holding 1,500 men, was closed for good.

It’s a shame that our governments haven’t seen fit to reinstate the practice of using prison inmates for carrying our public works as referenced here.

We, the tax payer, are already paying for their clothing, accommodation, entertainment, healthcare and three square meals a day. It seems only fair that prison inmates repay their debt to society by doing some work.

The namby pamby do-gooders in our society will say that they are being punished by having their liberty taken away. That may well be true. We keep hearing that prisoners don’t like their conditions, that some of them spend most of their time in a cell. Well here is a way to get them out and have them doing something for society. I’m not talking about hard labour, breaking up rocks or such like. We have a workforce locked up twenty-four hours a day, seven days a week. We should use them. Set them to work getting rid of graffiti, clearing out silted up canals, picking up rubbish on our beaches. How about all these potholes in our roads, created by the last severe winter and, more recently, flooding. The local councils say they are overwhelmed and don’t have the money.

Well here is the workforce, provide the tools and materials and set them to work.

End of the prison hulks – Remember When – Portsmouth News.

Pubs – “Splash” Rip-Off


In my recent post I mentioned the good food at The Fishermans Rest I have moved this to a separate post because I don’t want to taint what was predominantly a very positive experience.

This negative issue is not restricted to The Fishermans  but is common across the industry. I am referring to the amount pubs charge for lemonade and other “splash” mixers that are added to spirits.

My wife drinks Southern Comfort with lemonade and the Fishermans along with many other pubs charges £0.65 per “splash” of lemonade.

Because my wife likes her glass filled with lemonade that apparently equates to two “splashes”. So £1.30 added to the price of a single shot. With SC at £2.85 the total price for the drink was £4.15 meaning that the lemonade accounted for 31% of the total price.

In my view this unacceptable commercialism is unfair to the customer. After all I can buy a two litre bottle of Schweppes Lemonade from a supermarket  for around £1.25

Before you all shout that the pub has to cover the costs of providing the comfortable surroundings, transportation of the drinks etc. etc. I understand all that. And I also know that I can buy a bottle of SC and lemonade and drink at home. But that is hardly the point.

That £1.30 additional charge for my wifes drink is somewhat hidden. We all know roughly what pubs charge for spirits but not all pubs charge £0.65 per “splash”, some don’t even charge at all.

My Abbott Ale was only £2.95 for a whole pint. The pint measure is controlled by law. My wifes drink cost £4.15 for just over half a pint. Although spirit measures are controlled by law there are no legal controls over measures for mixers.

It’s no wonder pubs are struggling. I thought it was beer prices that was keeping folks out of pubs but now I’m not so sure.

Personally I am going to try and convince my to drink beer, it would certainly be cheaper.